This is an archive of It’s Your Money and Your Life, the KFMB show Joe Vecchio and Richard Muscio recorded from 2011 to 2018. Leaving these interviews up is not an endorsement of anyone on the tapes, or of any financial advice from those years. [A note from Joe]


  • Jerry Klein of A Better Deal Tuxedos & Suits: A Life in the Formalwear Industry

    August 20, 2016


    Jerry-kleinThis week Richard and Joe welcomed Jerry Klein, businessman, and philanthropist to the show. Jerry and his wife Janet are the owners of A Better Deal Designer Tuxedos and Suits in La Jolla, CA. Jerry and Janet Klein have been in the tuxedo business for more than 30 years, and they have spent half that time at their present location in La Jolla. The duo’s personal attention to customers and control over their products sets their business apart from their competitors, which are primarily large chain stores. Their store has received the “Best of La Jolla” award in the Tuxedos and Suits category from the U.S. Commerce Association (USCA) multiple times.

    Jerry is the Co-founder of the San Diego Nice Guys. In 1979, a small group of businessmen formed The Nice Guys organization, quietly serving the good citizens of San Diego offering a hand-up, not a handout. The Nice Guys now has a membership of around 140 men AND women.

    Originally, from Chicago, he launched “The Windy City Sports Club” giving Chicago sports fans a place to root for their Chicago teams together. The Sports Club threw the ultimate Superbowl party in 1986 for the Bears at the Hilton on Mission Bay.

    Jerry’s humble beginnings in Chicago, where he worked high-rise construction and eventually worked his way up the ladder at Gingiss Formalwear taught him to believe that you get back what you give.

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  • Entering Franchising with Frank Caperino

    March 31, 2013 Richard and Joe discuss the franchise industry with veteran franchisee and franchise consultant and author, Frank Caperino with www.FranChoice.com. Author of “Buying a Franchise: 24 Items to Beware of Before Signing!,” Frank draws on his experience of owning and operating eight Cold Stone Creamery franchises in the San Diego area for 15 years. ...
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  • Marcy Morrison, Careers with Wings

    August 6, 2016 This week Richard and Joe welcomed career coach, Marcy Morrison. Marcy’s passion and purpose are to help people to uncover and live their passion and purpose. Her vision for many years that is Passion + Purpose = World Change. She has been a career coach for almost 10 years with her own business ...
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  • San Diego Actor Walter Murray

    July 23, 2016 Richard and Joe welcomed Walter Murray an actor who has performed on stages in San Diego, Los Angeles, and New York. He is the co-founder of the San Diego Black Ensemble Theater and an Associate Artist with SledgeHammer Theater. Walter also has served as a board member of the Actors Alliance of San ...
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  • Samantha Urban, CEO of Urban Translations

    July 17, 2016 Richard and Joe’s guest was Samantha Urban, a tech leader whose career has been varied and remarkable. Samantha was proficient in math, computers and computing at the early age of 10. Fast forward to her present-day company which has developed a significant and balanced approach to computer engineering best practices ...
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