This is an archive of It’s Your Money and Your Life, the KFMB show Joe Vecchio and Richard Muscio recorded from 2011 to 2018. Leaving these interviews up is not an endorsement of anyone on the tapes, or of any financial advice from those years.


  • Motivational Speakers at The Secret Knock

    March 15, 2012
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    Richard Muscio presented at The Secret Knock event hosted by best-selling author (Three Feet From Gold) and motivational speaker Greg S. Reid. Among other notable motivational speakers were Mark Anthony Bates, Dave Stanley, and the inimitable Les Brown, with over 200 in attendance.

    Richard spoke about how, from his experience with vision loss in 2001 and his charitable work.

    The underlying message behind Richard’s presentation was the importance of business leaders becoming active in their local communities. While contributing money to charitable endeavors is indeed important, because business leaders can bring their time, energy, talents, and networks to bear on community causes, they are in a position to change the world and Richard believes that an obligation to do so results.

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  • Help for Military Families – Operation Renovation

    January 3, 2015 Patrick Clark has proudly served our country, enlisting in the Marine Corps out of high school where he was instilled with the values on integrity, honor and leadership that serve him well today. His education at the Marine Corps Finance school taught him government financial appropriations, analysis, and monetary auditing. Continuing his education ...
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  • “Komen for the Cure” Laura Farmer Sherman – March 11, 2012

    March 11, 2012 Laura Farmer Sherman joins Richard and Joe on the show March 11, 2012. While nationally Susan G. Komen for the Cure has been in the news recently over their relationship with Planned Parenthood, Laura, Richard and Joe will be discussing the specific contributions that Komen has been making locally here in San Diego’s care ...
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  • Dr Victor DeNoble on His Tobacco Addiction Research and His Battle Against Philip Morris

    February 19, 2012 On Sunday, February 19th, Richard interviewed Victor DeNoble, the famous whistleblower that took down Phillip Morris. Immediately following our , Victor was on C-SPAN. Click here to watch the video. The following excerpt from a Yakima Herald news article sums up Dr. DeNoble’s experience. ‘Philip Morris, the makers of Marlboro cigarettes, hired DeNoble in 1980 ...
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  • Barrett Weighs in on the CPA Horizons 2025 Debate

    February 15, 2012 The CPA Horizons 2025 report has sparked debate among accounting bloggers. It started here, and was picked up by Ron Baker at the Versage Institute. A young CPA named Barrett weighed in with a unique perspective. His comments are below. Barrett I hesitate to speak, given the level of IC already present in the comments ...
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